Friday, January 29, 2010

Federal Guidance on Chinese Drywall

Chinese drywall victims get U.S. rules on documenting problems

By Rebecca Mowbray, The Times-Picayune

January 28, 2010, 8:58PM

Times-Picayune archiveThe step that most people are waiting for is guidance on the proper way to remediate a home because it's unclear exactly what needs to be gutted or thrown away to rid a home of problems, whether a house can be treated to render drywall problems inert, or whether a home must be torn down.

The federal government Thursday defined exactly how homeowners can document that they have problem drywall in their homes in the first of two anticipated steps that could make people eligible for financial assistance.

The U.S. Department of Housing and Urban Development and the U.S. Consumer Product Safety Commission outlined what homeowners must look for to identify bad drywall in their homes, and then how to corroborate their observations with chemical laboratory work.

The step that most people are waiting for is guidance on the proper way to remediate a home because it's unclear exactly what needs to be gutted or thrown away to rid a home of problems, whether a house can be treated to render drywall problems inert, or whether a home must be torn down.

"We hope to release the remediation protocols this spring," said Dr. Warren Friedman, senior adviser to the director of the office of healthy homes and lead hazard control at HUD.

Several weeks ago, HUD granted state and local governments permission to use Community Development Block Grant funds to help people with drywall problems if they wish. The Louisiana Recovery Authority has set aside $5 million in Road Home money to help applicants affected by bad drywall but the agency is waiting for word from HUD about how people should fix homes, because the LRA needs to be able to verify that repair money is spent properly and productively. Additional money eventually could be dedicated to the problem.

LRA spokeswoman Christina Stephens said that the identification protocol issued Thursday gets Louisiana closer to being able to dispense funds.

"It's a step toward the right direction but obviously we would like to see remediation protocols," Stephens said. "The fact that they are releasing protocols means that we're getting there. It shows that they're engaged."

So far, 2,800 people in 38 states have reported to the Consumer Product Safety Commission that their homes contain bad drywall. Meanwhile, some 803 families in Louisiana have reported problems to the LRA. The number of cases falls far short of some claims that people in 40,000 households nationwide could be afflicted with health problems, corroded wiring and ruined appliances from bad drywall.

Anybody concerned about bad drywall should find out whether the drywall was installed in their home between 2001 and 2008, then look for signs of corrosion such as blackened copper wiring, blackened air-conditioner evaporator coils, or proof that bad air-conditioning coils have been removed.

If homeowners find evidence of those problems, they should look for corroborating evidence such as markings that the drywall was manufactured in China, since most of the drywall that has been causing problems came from overseas. There is a photographic catalog of markings at http://www.laed.uscourts.gov/Drywall/DrywallMarkings.htm

Homeowners also can hire a firm to test for chemicals in the home and test a strip of copper exposed to drywall in the home. More details about the chemicals that may show up in bad drywall is available at http://www.cpsc.gov/info/drywall/hud10020.html or http://portal.hud.gov/portal/page/portal/HUD/documents/InterimIDGuidance012810.pdf

If the drywall was installed between 2005 and 2008, homeowners need to find only two pieces of corroborating evidence, but if the drywall was installed between 2001 and 2004, homeowners must find four pieces of corroborating evidence from the drywall markings or chemical testing.

Since most of the bad drywall was installed after the devastating hurricane seasons of 2004 and 2005, members of the Federal Interagency Task Force on Problem Drywall felt that two pieces of additional evidence would be enough. But since homes with older drywall could be experiencing problems for other reasons, the task force felt that more proof was necessary to point to the drywall.

Homeowners who want to have their home tested should look for a home inspection firm, an environmental consultant or home forensic inspection firm to do the work. The federal agencies urge homeowners to make sure that the consultants are qualified to do the work.


Rebecca Mowbray

Original article here: http://www.nola.com/business/index.ssf/2010/01/post_23.html

Mark Cramer

Mark Cramer Inspection Services, Inc.

492 20th Ave.

Indian Rocks Beach, FL 33785

727-595-4211

Tampa Bay Area Home Inspector

http://www.BestTampaInspector.com

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Tuesday, January 26, 2010

Raining Indoors

A recent commercial inspection presented a unique case that demonstrates the application of building science. This case also demonstrates the value of a building inspection.

The subject property was a 3 year old prefabricated metal warehouse building that was vacant. The building walls and ceiling are fully insulated with plastic backed fiberglass insulation, which is typical for metal buildings. The white plastic backing is exposed inside the building.

I noticed some odd staining on the plastic insulation backing. Rusty stains were running down the white plastic, but I was certain the roof was not the source.

Stains on plastic insulation backing

I found droplets of water at the base of a couple of the steel columns, along with water stains running down the columns.

The building steel was prematurely rusted, indicating  moisture problem. Some of the steel had a sheen of water visible on its surface.

After some head-scratching, I came to the conclusion that the source of the water was condensation. The building was vacant and had no ventilation. The excellent insulation and plastic vapor retarder create conditions similar to those inside a plastic bag. As humid air is cooled, it reaches the dew point, causing the water vapor in the air to condense. The steel is an excellent conductor, and therefore loses its heat more rapidly than other materials, becoming cooler sooner. That’s why we’re seeing the free water forming on the steel first.

The client plans to store collectible automobiles in the building. Obviously, this environment is not suitable for storage of anything metal, especially old expensive metal objects. My recommendation was to consult an HVAC contractor regarding options for dehumidifying and/or air conditioning the space.

This case demonstrates the value of hiring an experienced inspector for any purchase. Because the building was only a couple of years old, the client had considered not having it inspected at all! That could have been a very costly mistake.

Mark Cramer

Mark Cramer Inspection Services, Inc.

492 20th Ave.

Indian Rocks Beach, FL 33785

727-595-4211

Tampa Bay Area Home Inspector

http://www.BestTampaInspector.com

Clearwater Home Inspector

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Thursday, January 21, 2010

Home Inspection Education

I just returned from the American Society of Home Inspector’s annual conference in Las Vegas where I taught two educational sessions; on wind resistant construction and an introduction to commercial inspection.

Las Vegas is, well, Las Vegas. You have to experience it for yourself. We did have a chance to get out of town and do some hiking at Red Rock Canyon, which is only about a half an hour out of town.

Red Rock Canyon

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Wednesday, January 13, 2010

Heat Pump or Ice Machine?

This what happens when your heat pump doesn’t defrost itself during cold weather. When operating in heating mode, the outdoor coil is very cold and moisture condenses on it. During very cold weather, this moisture freezes and ice builds up. To prevent this, your heat pump has a defrost mode where it shuts off the fan and operates in air conditioning mode for a short period of time, send hot gas through the outdoor coil to melt any frost that’s formed and prevent the buildup of ice.  The defrost mode isn’t working on this heat pump.

Mark Cramer

Mark Cramer Inspection Services, Inc.

492 20th Ave.

Indian Rocks Beach, FL 33785

727-595-4211

http://www.BestTampaInspector.com

Posted via email from Clearwater St. Petersburg Tampa Home Inspection News

Time to Clean Your Gutters

You know it’s time to clean your gutters when they start looking like the backdrop for a Tarzan movie.

Mark Cramer

Mark Cramer Inspection Services, Inc.

492 20th Ave.

Indian Rocks Beach, FL 33785

727-595-4211

Tampa Bay Area Home Inspector

http://www.BestTampaInspector.com

Clearwater Home Inspector

St. Petersburg Home Inspector

Advice for consumers on choosing a home inspector in Tampa, St. Petersburg or Cleawater

Posted via email from Clearwater St. Petersburg Tampa Home Inspection News

Thursday, January 7, 2010

Frozen Iguanas and Frozen Home Inspectors

We home inspectors normally don’t worry much about the weather here in Tampa, we just keep going. I’ve inspected more than one home during a tropical storm. But the recent extended cold snap has us all shivering. In the 30 years I’ve lived here, I can’t ever remember a cold spell lasting this long. It’s been colder, heck, I even saw snow on the ground in Tampa back in the 70’s, but usually it warms right back up in a couple of days. Not this time. Must be that global warming.  

Seems the cold weather is affecting some of our exotic wildlife. Iguanas, like the one shown below, are common in South Florida. The cold snap has slowed their metabolism so much they’re becoming immobile and falling out of the trees. I can only imagine what it must be like to be walking down the street and  having a giant lizard fall on your head.

I took this photo in the Keys last year. These things are thick as flies down there.

It could be worse, we talked to a friend in Philadelphia who had a new Tempurpedic mattress delivered yesterday. The delivery men couldn’t bend it to get it up the stairs, it was frozen solid. They had to come back later in the day after it thawed out.

Mark Cramer

Mark Cramer Inspection Services, Inc.

492 20th Ave.

Indian Rocks Beach, FL 33785

727-595-4211

Tampa Bay Area Home Inspector

http://www.BestTampaInspector.com

Clearwater Home Inspector

St. Petersburg Home Inspector

Advice for consumers on choosing a home inspector in Tampa, St. Petersburg or Cleawater

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Wednesday, January 6, 2010

U.S. Department of Housing and Urban Development (HUD)

HUD TO ASSIST HOMEOWNERS FACING PROBLEM DRYWALL
Temporary relief available to make home repairs affordable for at-risk borrowers

WASHINGTON – The U.S. Department of Housing and Urban Development today announced that FHA-insured families experiencing problems associated with problem drywall may be eligible for assistance to help them rehabilitate their properties.  In addition, HUD’s Community Development Block Grant (CDBG) Program may also be a resource to help local communities combat the problem.

FHA is reminding its approved lenders that they are to offer special forbearance for borrowers confronted with the sudden effects of damaging drywall products in their homes including the financial hardship associated with related home repairs. 

“We’re instructing our FHA mortgage lenders nationwide to extend temporary relief to allow these families time to remove problem damaging drywall and repair their homes,” said FHA Commissioner David Stevens.  “We want to remove additional pressures for these families as they find solutions to allow them to return to a safe, decent and sanitary home."

FHA Type 1 Special Forbearance (noted in Mortgagee Letter 2002-17) provides relief that is not typically available under an informal forbearance or repayment plan.  This relief provided can include one or more of the following:

  • suspension or reduction of payments for a period sufficient to allow the borrower to recover from the cause of default;
  • a period during which the borrower is only required to make their regular monthly mortgage payment before beginning to repay the arrearage; or
  • a repayment period of at least six months.

HUD is instructing lenders that no late fees are to be assessed while the borrower is making timely payments under the terms of the Special Forbearance plan. The total arrearage for a Type 1 Special Forbearance cannot exceed 12 months of delinquent payments. Lenders can review borrower applications and make a determination as to the most appropriate loss mitigation tool including loan modification, partial claim, or FHA HAMP.  Any questions or clarification regarding the Type 1 Special Forbearance should be directed to the HUD National Servicing Center at 888-297-8685.

HUD’s CDBG Program is another resource to help states and local communities address the rehabilitation expenses associated with problem drywall. Historically, CDBG has helped to support local efforts to rehabilitate homes through grants, loans, loan guarantees, and other means.  In addition, CDBG may also support the following activities:

  • Code enforcement.
  • Acquisition
  • Clearance and remediation activities
  • Relocation

All CDBG-assisted activities must meet one of the program’s three national objectives: Provide benefit to low- and moderate-income persons; Eliminate slums or blighting conditions; or address an immediate threat to the health or welfare of the community.

The Consumer Product Safety Commission (CPSC) reports that more than 2,360 homeowners in 35 states and the District of Columbia (primarily in Florida, Louisiana, and Virginia) have filed complaints of possible drywall-related problems including damage to electrical wiring, plumbing, utilities, and a variety of health concerns. The drywall emits sulfur gases. One of these, hydrogen sulfide, which corrodes copper, was found at higher levels in homes with the drywall. Copper sulfide corrosion damage has been found on wiring, pipes, and household appliances in homes with the drywall. In addition, the Centers for Disease Control and Prevention (CDC) is examining possible health consequences related to this drywall.

Last June, as part of the National Day of Service, HUD Secretary Shaun Donovan welcomed a New Orleans family back to their home after the installation of problem drywall had further delayed their return following Hurricane Katrina. Then, in October, Donovan toured another home in Boyton Beach, Florida to see for himself the effects of problem drywall. The family’s air conditioner condenser coils were corroded, the home smelled of sulfur, and the family’s 16-month-old daughter suffered from allergies and upper respiratory problems, which the family believed were associated with home’s drywall.

CPSC, in partnership with the CDC, the Environmental Protection Agency (EPA), U.S. Customs and Border Protection and HUD is coordinating the federal government’s response into which particular drywall products pose a risk to human safety and health and structural integrity. All related reports and findings are available online at the CSPC Drywall Information Center.

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HUD is the nation's housing agency committed to sustaining homeownership; creating affordable housing opportunities for low-income Americans; and supporting the homeless, elderly, people with disabilities and people living with AIDS. The Department also promotes economic and community development ad enforces the nation's fair housing laws. More information about HUD and its programs is available on the Internet at www.hud.gov and espanol.hud.gov.

Mark Cramer
Mark Cramer Inspection Services, Inc.
492 20th Ave.
Indian Rocks Beach, FL 33785
727-595-4211

Tampa Bay Area Home Inspector
http://www.BestTampaInspector.com
Clearwater Home Inspector
St. Petersburg Home Inspector
Advice for consumers on choosing a home inspector in Tampa, St. Petersburg or Cleawater

Posted via web from Clearwater St. Petersburg Tampa Home Inspection News